Medicaid Planning
Medicaid Planning means taking advantage of
legal options to help
qualify for Medicaid sooner than otherwise possible.
Medicaid is generally only available to patients in nursing homes.
However, there are a few assisted living facility and home care
exceptions. Unfortunately, many long term care recipients go to nursing
homes on Medicaid when they run out of money, regardless of whether or
not they need nursing home care.
Medicaid is a federal program administered by the states. It was signed
into law in 1964 by President Lyndon B. Johnson the same time Medicare
started. Initially, it was designed to take care of the very poor's
nursing home bills. Today it is funded by a combination of federal and
state funds as an entitlement program, which means that if you qualify,
you are entitled to the benefits.
Each state has its own interpretation of the federal guidelines.
Furthermore, each county has its own interpretation of their state's
interpretation of the federal guidelines. Furthermore, each case worker
has their own interpretation of the county’s interpretation, etc., etc.
The point is that there is a lot of confusion about Medicaid
regulations.
At Core Benefits we work with attorneys who
specialize
in Medicaid/Medi-Cal, so we can make sense of the program and
advise of the regulations and how they might work in your
favor. If you have a loved one in a nursing home as a private paying
patient, contact us at 888-340-8885. We can help.
A high percentage of assisted living facility residents experience an
increasing level of care that eventually requires a nursing home care
environment. If you have a loved one in an assisted living facility, at
any level, contact us. It is NOT too early to start planning for
Medicaid. The sooner you start planning, the more you can save. Call
us, we can help.
