{"id":695,"date":"2026-05-09T01:22:16","date_gmt":"2026-05-09T01:22:16","guid":{"rendered":"https:\/\/core-benefits.com\/?page_id=695"},"modified":"2026-05-09T01:47:20","modified_gmt":"2026-05-09T01:47:20","slug":"terms-of-service","status":"publish","type":"page","link":"https:\/\/core-benefits.com\/index.php\/terms-of-service\/","title":{"rendered":"Terms of Service"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"695\" class=\"elementor elementor-695\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4482ca4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4482ca4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-91622d9\" data-id=\"91622d9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-58d19fa elementor-widget elementor-widget-text-editor\" data-id=\"58d19fa\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.9.2 - 21-12-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p class=\"MsoNormal\"><b><span lang=\"EN-PH\">SMS Messaging Terms &amp; Compliance<\/span><\/b><\/p>\n<p class=\"MsoNormal\"><b><span lang=\"EN-PH\">1. Program Description:<\/span><\/b><span lang=\"EN-PH\">&nbsp;This messaging program sends appointment confirmation and reminder messages to customers who have booked an appointment with Core Benefits Insurance Agency, Inc. through our website at https:\/\/core-benefits.com\/, or via our scheduling forms, and have explicitly opted in to receive SMS notifications. Opt-in is collected via web forms with a dedicated checkbox for SMS consent. Messages include scheduling confirmations, appointment reminders, rescheduling updates, and customer support communications.<\/span><\/p>\n<p class=\"MsoNormal\"><b><span lang=\"EN-PH\">2. Cancellation Instructions:<\/span><\/b><span lang=\"EN-PH\">&nbsp;You can cancel the SMS service at any time. Simply text &#8220;STOP&#8221; to the same number that sent you messages. Upon sending &#8220;STOP,&#8221; we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.<\/span><\/p>\n<p class=\"MsoNormal\"><b><span lang=\"EN-PH\">3. Support Information:<\/span><\/b><span lang=\"EN-PH\">&nbsp;If you experience issues with the messaging program, reply with the keyword &#8220;HELP&#8221; for more assistance, or reach out directly to lawrence@core-benefits.com or call +1 626-657-2210 during business hours.<\/span><\/p>\n<p class=\"MsoNormal\"><b><span lang=\"EN-PH\">4. Carrier Liability:<\/span><\/b><span lang=\"EN-PH\">&nbsp;Carriers are not liable for delayed or undelivered messages.<\/span><\/p>\n<p class=\"MsoNormal\"><b><span lang=\"EN-PH\">5. Message &amp; Data Rates:<\/span><\/b><span lang=\"EN-PH\">&nbsp;Message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies based on your service usage and appointment schedule. For questions about your text plan or data plan, contact your wireless provider.<\/span><\/p>\n<p class=\"MsoNormal\"><b><span lang=\"EN-PH\">6. Supported Carriers:<\/span><\/b><span lang=\"EN-PH\">&nbsp;Our SMS program works with all major U.S. wireless carriers, including AT&amp;T, T-Mobile, Verizon, Sprint, and most regional carriers.<\/span><\/p>\n<p class=\"MsoNormal\"><b><span lang=\"EN-PH\">7. Age Restriction:<\/span><\/b><span lang=\"EN-PH\">&nbsp;You must be 18 years or older to participate in our SMS program.<\/span><\/p>\n<p class=\"MsoNormal\"><b><span lang=\"EN-PH\">8. Privacy Policy:<\/span><\/b><span lang=\"EN-PH\">&nbsp;For privacy-related inquiries, please refer to our Privacy Policy at https:\/\/core-benefits.com\/privacy-policy<\/span><\/p>\n<p class=\"MsoNormal\"><span lang=\"EN-PH\">We comply with all applicable laws and regulations, including the Telephone Consumer Protection Act (TCPA) and CTIA guidelines, regarding the use of SMS communications.<\/span><\/p>\n<p class=\"MsoNormal\"><b><span lang=\"EN-PH\">General Terms<\/span><\/b><\/p>\n<p class=\"MsoNormal\"><span lang=\"EN-PH\">This website (the &#8220;Site&#8221;) is owned and operated by Core Benefits Insurance Agency, Inc. (&#8220;COMPANY,&#8221; &#8220;we&#8221; or &#8220;us&#8221;). By using the Site, you agree to be bound by these Terms of Service and to use the Site in accordance with these Terms of Service, our Privacy Policy, and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from Core Benefits Insurance Agency, Inc.<\/span><\/p>\n<p class=\"MsoNormal\"><span lang=\"EN-PH\">Accessing the Site, in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Service.<\/span><\/p>\n<p class=\"MsoNormal\"><span lang=\"EN-PH\">We reserve the right to change these Terms of Service or to impose new conditions on the use of the Site from time to time, in which case we will post the revised Terms of Service on this website. By continuing to use the Site after we post any such changes, you accept the Terms of Service, as modified.<\/span><\/p>\n<p class=\"MsoNormal\"><b><span lang=\"EN-PH\">Intellectual Property Rights<\/span><\/b><\/p>\n<p class=\"MsoNormal\"><b><span lang=\"EN-PH\">Our Limited License to You<\/span><\/b><\/p>\n<p class=\"MsoNormal\"><span lang=\"EN-PH\">This Site and all the materials available on the Site are the property of Core Benefits Insurance Agency, Inc. and\/or our affiliates or licensors and are protected by copyright, trademark, and other intellectual property laws. The Site is provided solely for your personal non-commercial use.<\/span><\/p>\n<p class=\"MsoNormal\"><span lang=\"EN-PH\">You may not use the Site or the materials available on the Site in a manner that constitutes an infringement of our rights or that has not been authorized by us.<\/span><\/p>\n<p class=\"MsoNormal\"><span lang=\"EN-PH\">Unless explicitly authorized, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute in any manner or medium any material from the Site. However, you may download and\/or print one copy of individual pages for your personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices.<\/span><\/p>\n<p class=\"MsoNormal\"><b><span lang=\"EN-PH\">Your License to Us<\/span><\/b><\/p>\n<p class=\"MsoNormal\"><span lang=\"EN-PH\">By posting or submitting any material (including comments, blog entries, social media posts, photos, and videos) to us via the Site, internet groups, or other digital venues, you represent that you own the material or have obtained the necessary permissions. You grant us a royalty-free, perpetual, irrevocable, non-exclusive, worldwide license to use, modify, transmit, sell, exploit, create derivative works from, distribute, and publicly perform or display such material.<\/span><\/p>\n<p class=\"MsoNormal\"><b><span lang=\"EN-PH\">Disclaimers<\/span><\/b><\/p>\n<p class=\"MsoNormal\"><span lang=\"EN-PH\">Throughout the Site, we may provide links and pointers to Internet sites maintained by third parties. Our linking to such third-party sites does not imply an endorsement or sponsorship of such sites or the information, products, or services offered on or through the sites.<\/span><\/p>\n<p class=\"MsoNormal\"><span lang=\"EN-PH\">The information, products, and services offered on or through the Site are provided &#8220;as is&#8221; and without warranties of any kind, either express or implied. To the fullest extent permissible pursuant to applicable law, we disclaim all warranties, including implied warranties of merchantability and fitness for a particular purpose.<\/span><\/p>\n<p class=\"MsoNormal\"><span lang=\"EN-PH\">You agree at all times to indemnify and hold harmless Core Benefits Insurance Agency, Inc., its affiliates, and their respective officers, directors, agents, and employees from any claims, causes of action, damages, liabilities, costs, and expenses arising out of or related to your breach of any obligation, warranty, or representation under these Terms of Service.<\/span><\/p>\n<p class=\"MsoNormal\"><b><span lang=\"EN-PH\">Online Commerce<\/span><\/b><\/p>\n<p class=\"MsoNormal\"><span lang=\"EN-PH\">Certain sections of the Site may allow you to purchase products and services from third-party vendors. We are not responsible for the quality, accuracy, timeliness, reliability, or any other aspect of these products and services. If you make a purchase from a third party linked through the Site, the information obtained during your visit, including payment information, may be collected by both the merchant and us.<\/span><\/p>\n<p class=\"MsoNormal\"><span lang=\"EN-PH\">Your participation in any dealings with third-party vendors is solely between you and the third party. Core Benefits Insurance Agency, Inc. shall not be responsible for any loss or damage incurred as a result of such dealings.<\/span><\/p>\n<p class=\"MsoNormal\"><b><span lang=\"EN-PH\">Registration &amp; Passwords<\/span><\/b><\/p>\n<p class=\"MsoNormal\"><span lang=\"EN-PH\">To access certain features of the Site, you may be required to register and create an account. You agree to provide accurate, current, and complete information during the registration process. You are responsible for maintaining the confidentiality of your login credentials and for all activities conducted under your account.<\/span><\/p>\n<p class=\"MsoNormal\"><span lang=\"EN-PH\">If you suspect unauthorized use of your account, notify us immediately at Core Benefits Insurance Agency, Inc.. We are not liable for any loss or damage arising from your failure to comply with this obligation.<\/span><\/p>\n<p class=\"MsoNormal\"><b><span lang=\"EN-PH\">Termination<\/span><\/b><\/p>\n<p class=\"MsoNormal\"><span lang=\"EN-PH\">We reserve the right to terminate or suspend your access to the Site, without notice, if we determine that you have violated these Terms of Service or engaged in conduct that we deem inappropriate or unlawful. Upon termination, you must cease all use of the Site and any content obtained from it.<\/span><\/p>\n<p class=\"MsoNormal\"><b><span lang=\"EN-PH\">Governing Law<\/span><\/b><\/p>\n<p class=\"MsoNormal\"><span lang=\"EN-PH\">These Terms of Service shall be governed by and construed in accordance with the laws of the state in which Core Benefits Insurance Agency, Inc. operates. Any dispute arising under these Terms shall be resolved exclusively through binding arbitration in that jurisdiction.<\/span><\/p>\n<p class=\"MsoNormal\"><b><span lang=\"EN-PH\">Changes to Terms of Service<\/span><\/b><\/p>\n<p class=\"MsoNormal\"><span lang=\"EN-PH\">We may update these Terms of Service from time to time. The latest version will always be available on our website with the effective date.<\/span><\/p>\n<p class=\"MsoNormal\"><span lang=\"EN-PH\">For any questions regarding these Terms of Service, please contact us at:<\/span><\/p>\n<p class=\"MsoNormal\"><span lang=\"EN-PH\">Core Benefits Insurance Agency, Inc.<\/span><\/p>\n<p class=\"MsoNormal\"><span lang=\"EN-PH\">Phone: +1 626-657-2210<br>Email: lawrence@core-benefits.com<br>Website: https:\/\/core-benefits.com\/<\/span><\/p>\n<p class=\"MsoNormal\"><span lang=\"EN-PH\">By using our website and services, you consent to these Terms of Service.<\/span><\/p>\n<p class=\"MsoNormal\"><b><span lang=\"EN-PH\">Core Benefits Insurance Agency, Inc.<\/span><\/b><\/p>\n<p class=\"MsoNormal\"><b><span lang=\"EN-PH\">Effective Date:<\/span><\/b><span lang=\"EN-PH\">&nbsp;May 9, 2026<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>SMS Messaging Terms &amp; Compliance 1. Program Description:&nbsp;This messaging program sends appointment confirmation and reminder messages to customers who have booked an appointment with Core Benefits Insurance Agency, Inc. through our website at https:\/\/core-benefits.com\/, or via our scheduling forms, and have explicitly opted in to receive SMS notifications. Opt-in is collected via web forms with [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-695","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/core-benefits.com\/index.php\/wp-json\/wp\/v2\/pages\/695","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/core-benefits.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/core-benefits.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/core-benefits.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/core-benefits.com\/index.php\/wp-json\/wp\/v2\/comments?post=695"}],"version-history":[{"count":18,"href":"https:\/\/core-benefits.com\/index.php\/wp-json\/wp\/v2\/pages\/695\/revisions"}],"predecessor-version":[{"id":726,"href":"https:\/\/core-benefits.com\/index.php\/wp-json\/wp\/v2\/pages\/695\/revisions\/726"}],"wp:attachment":[{"href":"https:\/\/core-benefits.com\/index.php\/wp-json\/wp\/v2\/media?parent=695"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}