{"id":702,"date":"2026-05-09T01:27:21","date_gmt":"2026-05-09T01:27:21","guid":{"rendered":"https:\/\/core-benefits.com\/?page_id=702"},"modified":"2026-05-09T01:48:18","modified_gmt":"2026-05-09T01:48:18","slug":"elementor-702","status":"publish","type":"page","link":"https:\/\/core-benefits.com\/index.php\/elementor-702\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"702\" class=\"elementor elementor-702\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4286a0e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4286a0e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-407b287\" data-id=\"407b287\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-853d891 elementor-widget elementor-widget-text-editor\" data-id=\"853d891\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.9.2 - 21-12-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p class=\"MsoNormal\"><b><span lang=\"EN-PH\">Core Benefits Insurance Agency, Inc.<\/span><\/b><\/p><p class=\"MsoNormal\"><b><span lang=\"EN-PH\">Effective Date:\u00a0May 9, 2026<\/span><\/b><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">IMPORTANT NOTICE REGARDING TEXT MESSAGING<\/span><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">DATA<\/span><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">Core Benefits Insurance Agency, Inc.<i>\u00a0(&#8220;we,&#8221;<br \/>&#8220;us,&#8221; or &#8220;our&#8221;) DOES NOT share customer opt-in information,<br \/>including phone numbers and consent records, with any affiliates or third<br \/>parties for marketing, promotional, or any other purposes unrelated to<br \/>providing our direct services. All text messaging originator opt-in data is<br \/>kept strictly confidential.<\/i><\/span><\/p><p class=\"MsoNormal\"><b><span lang=\"EN-PH\">1. Information We Collect<\/span><\/b><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">We collect the following types of<br \/>information:<\/span><\/p><p class=\"MsoNormal\"><b><span lang=\"EN-PH\">Personal Information:<\/span><\/b><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">\u2022 Name, email address, phone number<br \/>\u2022 Opt-in records and timestamps for all communication channels (SMS, email,<br \/>etc.)<\/span><\/p><p class=\"MsoNormal\"><b><span lang=\"EN-PH\">Non-Personal Information:<\/span><\/b><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">\u2022 IP address, browser type, device<br \/>information<br \/>\u2022 Website usage patterns and analytics<br \/>\u2022 Cookies and similar technologies<\/span><\/p><p class=\"MsoNormal\"><b><span lang=\"EN-PH\">Customer Communication:<\/span><\/b><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">\u2022 Records of inquiries and service requests<br \/>\u2022 Appointment details and preferences<br \/>\u2022 Service history and feedback<\/span><\/p><p class=\"MsoNormal\"><b><span lang=\"EN-PH\">2. How We Use Your Information<\/span><\/b><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">We use collected data for:<\/span><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">\u2022 Providing and improving our services<br \/>\u2022 Communicating with you about your inquiries, appointments, and promotions<br \/>\u2022 Enhancing website functionality and user experience<br \/>\u2022 Ensuring security and fraud prevention<br \/>\u2022 Maintaining records of your communication preferences and consent<\/span><\/p><p class=\"MsoNormal\"><b><span lang=\"EN-PH\">3. SMS Messaging &amp; Compliance<\/span><\/b><\/p><p class=\"MsoNormal\"><b><span lang=\"EN-PH\">Text Message Program Terms &amp;<br \/>Conditions<\/span><\/b><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">By opting into our SMS messaging services,<br \/>you agree to receive text messages related to our services, including<br \/>appointment reminders, customer support, and important updates.<\/span><\/p><p class=\"MsoNormal\"><b><span lang=\"EN-PH\">Opt-In &amp; Consent:<\/span><\/b><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">\u2022 You will only receive messages if you<br \/>have explicitly opted in<br \/>\u2022 We maintain timestamped records of all opt-in actions<br \/>\u2022 We comply with the Telephone Consumer Protection Act (TCPA) and all<br \/>applicable laws<\/span><\/p><p class=\"MsoNormal\"><b><span lang=\"EN-PH\">Opt-Out Instructions:<\/span><\/b><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">\u2022 You can cancel SMS notifications at any<br \/>time by replying &#8220;STOP&#8221;<br \/>\u2022 You will receive a final confirmation message, and no further messages will<br \/>be sent unless you re-opt in<br \/>\u2022 All opt-out requests are processed immediately.<\/span><\/p><p class=\"MsoNormal\"><b><span lang=\"EN-PH\">Message Frequency &amp; Content:<\/span><\/b><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">\u2022 Message frequency varies based on your<br \/>interactions with our business<br \/>\u2022 Messages will be directly related to the services you have requested<br \/>\u2022 We do not send promotional content without specific consent<\/span><\/p><p class=\"MsoNormal\"><b><span lang=\"EN-PH\">Help &amp; Support:<\/span><\/b><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">\u2022 Reply &#8220;HELP&#8221; for assistance or<br \/>contact us at lawrence@core-benefits.com<br \/>\u2022 Customer support is available during regular business hours<\/span><\/p><p class=\"MsoNormal\"><b><span lang=\"EN-PH\">Carrier Information:<\/span><\/b><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">\u2022 Standard message and data rates may apply<br \/>\u2022 Carriers are not liable for delayed or undelivered messages<br \/>\u2022 Supported carriers include AT&amp;T, Verizon, T-Mobile, Sprint, and most<br \/>regional carriers<\/span><\/p><p class=\"MsoNormal\"><b><span lang=\"EN-PH\">SMS Data Protection Statement<\/span><\/b><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">No mobile information will be shared with<br \/>third parties\/affiliates for marketing\/promotional purposes. Information<br \/>sharing to subcontractors in support services, such as customer service is<br \/>permitted. All other use case categories exclude text messaging originator<br \/>opt-in data and consent; this information will not be shared with any third<br \/>parties.<\/span><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">We implement strict data protection<br \/>measures to safeguard your SMS opt-in information and consent records.<\/span><\/p><p class=\"MsoNormal\"><b><span lang=\"EN-PH\">4. Information Sharing &amp; Disclosure<\/span><\/b><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">We do not sell, rent, or trade personal<br \/>information. We may share information with:<\/span><\/p><p class=\"MsoNormal\"><b><span lang=\"EN-PH\">Service Providers:<\/span><\/b><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">\u2022 Third-party vendors who assist in our<br \/>operations (e.g., payment processing, appointment scheduling)<br \/>\u2022 SMS aggregators and providers solely for the purpose of delivering messages<br \/>you&#8217;ve consented to receive<br \/>\u2022 All service providers are contractually obligated to maintain confidentiality<br \/>and security<\/span><\/p><p class=\"MsoNormal\"><b><span lang=\"EN-PH\">Legal Compliance:<\/span><\/b><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">\u2022 If required by law, legal process, or to<br \/>protect our rights<br \/>\u2022 In response to valid law enforcement requests or court orders<\/span><\/p><p class=\"MsoNormal\"><b><span lang=\"EN-PH\">Business Transfers:<\/span><\/b><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">\u2022 In case of mergers, acquisitions, or sale<br \/>of assets<br \/>\u2022 In such cases, your data remains protected under the terms of this policy<\/span><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">All the above categories exclude text<br \/>messaging originator opt-in data and consent; this information will not be<br \/>shared with any third parties, excluding aggregators and providers of the Text<br \/>Message services.<\/span><\/p><p class=\"MsoNormal\"><b><span lang=\"EN-PH\">5. Data Security<\/span><\/b><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">We implement and maintain reasonable<br \/>security measures to protect your personal information:<\/span><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">\u2022 Encryption of sensitive data in transit<br \/>and at rest<br \/>\u2022 Secure access controls and authentication mechanisms<br \/>\u2022 Regular security assessments and updates<br \/>\u2022 Employee training on data protection<br \/>\u2022 Breach notification protocols in accordance with applicable laws<br \/>\u2022 Secure backup systems and disaster recovery procedures<\/span><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">Despite these measures, no method of<br \/>transmission over the Internet or electronic storage is 100% secure. We strive<br \/>to use commercially acceptable means to protect your personal information but<br \/>cannot guarantee absolute security.<\/span><\/p><p class=\"MsoNormal\"><b><span lang=\"EN-PH\">6. Cookies &amp; Tracking Technologies<\/span><\/b><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">We use cookies and similar technologies to:<\/span><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">\u2022 Analyze site traffic and user behavior<br \/>\u2022 Remember your preferences<br \/>\u2022 Improve website functionality and user experience<br \/>\u2022 Measure the effectiveness of our services<\/span><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">You may control cookies through your<br \/>browser settings. Disabling cookies may limit your ability to use certain<br \/>features of our website.<\/span><\/p><p class=\"MsoNormal\"><b><span lang=\"EN-PH\">7. Your Rights &amp; Choices<\/span><\/b><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">You have the right to:<\/span><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">\u2022 Access, update, or delete your personal<br \/>information<br \/>\u2022 Opt-out of marketing emails by clicking &#8220;unsubscribe&#8221; in our emails<br \/>\u2022 Opt-out of SMS messages by replying &#8220;STOP&#8221;<br \/>\u2022 Request information on how we process your data<br \/>\u2022 Withdraw consent at any time for future communications<br \/>\u2022 Lodge a complaint with a supervisory authority if you believe your rights<br \/>have been violated<\/span><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">To exercise these rights, please contact us<br \/>using the information in Section 10.<\/span><\/p><p class=\"MsoNormal\"><b><span lang=\"EN-PH\">8. Third-Party Links<\/span><\/b><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">Our website may contain links to<br \/>third-party websites. We are not responsible for their privacy practices and<br \/>encourage you to review their policies. This privacy policy applies only to<br \/>information collected by Core Benefits Insurance Agency, Inc.<\/span><\/p><p class=\"MsoNormal\"><b><span lang=\"EN-PH\">9. Changes to This Privacy Policy<\/span><\/b><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">We may update this policy periodically. The<br \/>latest version will always be available on our website with the effective date.<br \/>For significant changes, we will notify you by email or through a notice on our<br \/>website.<\/span><\/p><p class=\"MsoNormal\"><b><span lang=\"EN-PH\">10. Contact Us<\/span><\/b><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">If you have questions about this Privacy<br \/>Policy or how your information is handled, contact us at:<\/span><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">Core Benefits Insurance Agency, Inc.<\/span><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">Phone: +1 626-657-2210<br \/>Email: lawrence@core-benefits.com<br \/>Website: https:\/\/core-benefits.com\/<\/span><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">By using our website and services, you<br \/>consent to this Privacy Policy.<\/span><\/p><p class=\"MsoNormal\"><span lang=\"EN-PH\">\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Core Benefits Insurance Agency, Inc. Effective Date:\u00a0May 9, 2026 IMPORTANT NOTICE REGARDING TEXT MESSAGING DATA Core Benefits Insurance Agency, Inc.\u00a0(&#8220;we,&#8221;&#8220;us,&#8221; or &#8220;our&#8221;) DOES NOT share customer opt-in information,including phone numbers and consent records, with any affiliates or thirdparties for marketing, promotional, or any other purposes unrelated toproviding our direct services. All text messaging originator opt-in [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-702","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/core-benefits.com\/index.php\/wp-json\/wp\/v2\/pages\/702","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/core-benefits.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/core-benefits.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/core-benefits.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/core-benefits.com\/index.php\/wp-json\/wp\/v2\/comments?post=702"}],"version-history":[{"count":11,"href":"https:\/\/core-benefits.com\/index.php\/wp-json\/wp\/v2\/pages\/702\/revisions"}],"predecessor-version":[{"id":729,"href":"https:\/\/core-benefits.com\/index.php\/wp-json\/wp\/v2\/pages\/702\/revisions\/729"}],"wp:attachment":[{"href":"https:\/\/core-benefits.com\/index.php\/wp-json\/wp\/v2\/media?parent=702"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}